Paycheck Calculator

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About This Tool

The Paycheck Calculator estimates your net take-home pay after federal taxes, state taxes, FICA (Social Security + Medicare), 401(k) contributions, and other pre-tax deductions. Supports all 50 US states plus international estimates.

How to Use

  1. Enter your Annual Salary or Hourly Wage and select your pay frequency.
  2. Choose your US State and Filing Status (Single, Married, or Head of Household).
  3. Optionally enter your 401(k) contribution % and any pre-tax deductions per period.
  4. Click Calculate Take-Home Pay to see your net pay and full deductions breakdown.

Why Choose OmniTools?

? Instant Results

Zero server lag. All calculations run locally on your device for maximum speed.

??? 100% Private

Your data never leaves your device. No uploads, no servers, no tracking.

Frequently Asked Questions

What is FICA tax?

FICA stands for Federal Insurance Contributions Act. It covers Social Security (6.2%) and Medicare (1.45%), totaling 7.65% of your gross pay. Both you and your employer pay this amount.

How does 401(k) affect my paycheck?

401(k) contributions are pre-tax, meaning they reduce your taxable income before federal and state taxes are calculated. This lowers your tax bill while building retirement savings.

Are these calculations exact?

These are estimates using 2024 federal tax brackets with standard deductions and average state tax rates. Actual taxes depend on your specific deductions, credits, and local taxes.

Is this calculator free?

Yes, completely free with no sign-up required. All calculations run in your browser.

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